Transfer duty and first-home concessions

Stamp duty in Victoria or Queensland — what is the difference?

On a first home, up to $25,522 across the three prices below — and almost all of that gap is the first-home concession rather than the rates.

Same house, both states

PriceVictoria · first homeQueensland · first homeDifference
$600,000 $1,638 $2,452 $813
$750,000 $42,059 $16,537 $25,522
$900,000 $51,410 $37,373 $14,037

And without first-home relief

PriceVictoria · next homeQueensland · next homeDifference
$600,000 $32,708 $22,477 $10,232
$750,000 $42,059 $29,925 $12,134
$900,000 $51,410 $37,373 $14,037

What the two tables say

The first-home gap swings by $24,709 across these three prices ($813, $25,522, $14,037), while the next-home gap moves far less ($10,232, $12,134, $14,037). Concession policy is what makes the first-home figure volatile — who qualifies, up to what price, and how fast it tapers. The underlying scales differ too, and by more than people expect: even with no relief on either side, these two are $10,232 to $14,037 apart.

Both columns are computed by the same engine the calculator runs, on the 2026–27 scales, for a citizen or permanent resident buying an established home. Registration fees are included; legal fees, inspections and any foreign purchaser surcharge are not.

What this rests on

Every figure above comes from one of these records. This list is generated from them, so it cannot fall out of step with the calculator.

SRO Victoria — Land transfer duty, non-principal place of residence (current rates)
au.duty.vic.transfer · effective 1 Jul 2021 · read 26 Aug 2026
SRO Victoria — Principal place of residence duty concession
au.duty.vic.ppr · effective 1 Jul 2026 · read 26 Aug 2026
Queensland Revenue Office — Transfer duty rates
au.duty.qld.transfer · effective 21 Sep 2012 · read 26 Aug 2026
Visa tax & Medicare exemption Take-home pay and the exemption on a temporary visa Stamp duty Transfer duty in every state and territory Take-home pay From the package offered to what actually lands