Every figure, and where it came from
38 records, each read at the office that publishes it.
This page is generated from the same records the calculators compute with, so it cannot disagree with them. Each row carries the publisher, the page, the date a person read it and how they confirmed it. Last read 31 Aug 2026.
1 figure withheld.
au.phi.median-premium · basis — no primary source publishes it, so we do not print one.
ATO16 records
| Record | Applies | Read | How |
|---|---|---|---|
| au.hecs.2025-26 ATO — study and training support loans | 1 Jul 2025 – 30 Jun 2026 | 23 Aug 2026 | ATO, page last updated 30 Jun 2026 — confirmed against the publisher |
| au.hecs.2026-27 Indexed 1 June 2026. Repayment begins above $69,528. The ATO displays the second band base as $9,028; the exact marginal figure is $9,028.35 ((129,717 − 69,528) × 15%) and that is what is computed here. | 1 Jul 2026 – 30 Jun 2027 | 23 Aug 2026 | ATO, page last updated 30 Jun 2026 — confirmed against the publisher |
| au.income-tax.2023-24 The last year on the pre-stage-3 scale: a 19% second bracket and a $120,000 / $180,000 top structure. | 1 Jul 2023 – 30 Jun 2024 | 23 Aug 2026 | ATO, page last updated 13 Aug 2026 — confirmed against the publisher |
| au.income-tax.2024-25 Identical to 2025-26. The stage 3 rewrite took effect on 1 July 2024 and the thresholds did not move again until the 2026-27 rate cut. | 1 Jul 2024 – 30 Jun 2025 | 23 Aug 2026 | ATO, page last updated 13 Aug 2026 — confirmed against the publisher |
| au.income-tax.2025-26 ATO — individual income tax rates | 1 Jul 2025 – 30 Jun 2026 | 23 Aug 2026 | ATO, page last updated 13 Aug 2026 — confirmed against the publisher |
| au.income-tax.2026-27 Second bracket 16% → 15% from 1 Jul 2026 (Treasury Laws Amendment (Cost of Living Tax Cuts) Act 2024). A further cut to 14% is legislated for 1 Jul 2027. | 1 Jul 2026 – 30 Jun 2027 | 23 Aug 2026 | ATO, page last updated 13 Aug 2026 — confirmed against the publisher |
| au.mes.exemption Full 2% exemption for the days shown on the Medicare Entitlement Statement, provided every dependant is also in an exemption category. MES applications open 1 July and take up to eight weeks; the return cannot be lodged until it arrives. | 1 Jul 2019 | 23 Aug 2026 | ATO, page last updated 22 Jun 2026 — confirmed against the publisher |
| au.mls.thresholds.2023-24 ATO — MLS income thresholds and rates | 1 Jul 2023 – 30 Jun 2024 | 23 Aug 2026 | ATO, page last updated 22 Jun 2026 — confirmed against the publisher |
| au.mls.thresholds.2024-25 ATO — MLS income thresholds and rates | 1 Jul 2024 – 30 Jun 2025 | 23 Aug 2026 | ATO, page last updated 22 Jun 2026 — confirmed against the publisher |
| au.mls.thresholds.2025-26 ATO — MLS income thresholds and rates | 1 Jul 2025 – 30 Jun 2026 | 23 Aug 2026 | ATO, page last updated 22 Jun 2026 — confirmed against the publisher |
| au.mls.thresholds.2026-27 Indexed 1 July 2026. The ATO worked example — $90,000 taxable plus $27,000 reportable fringe benefits = $117,000, Tier 1, $1,170 — is a golden case. | 1 Jul 2026 – 30 Jun 2027 | 23 Aug 2026 | ATO, page last updated 22 Jun 2026 — confirmed against the publisher |
| au.super.2025-26 ATO — key super rates and thresholds | 1 Jul 2025 – 30 Jun 2026 | 23 Aug 2026 | ATO, page last updated 17 Apr 2026 — confirmed against the publisher |
| au.super.2026-27 Super guarantee confirmed at 12.00% for 1 Jul 2026 – 30 Jun 2027. From 1 Jul 2026 Payday Super applies and SG is calculated on qualifying earnings each payday, and the maximum contribution base becomes an annual rather than quarterly figure — the $270,830 amount itself is still unconfirmed. | 1 Jul 2026 – 30 Jun 2027 | 23 Aug 2026 | ATO, page last updated 17 Apr 2026 — confirmed against the publisher |
| au.whm.nda-countries Both conditions must hold: the passport must be one of these eight, and the holder must be an Australian resident for tax purposes. Israel counts from 2020–21. Iceland has a non-discrimination article but its treaty excludes working holiday maker rates from it, so it does not qualify. | 1 Jan 2017 | 23 Aug 2026 | ATO, page last updated 3 Jun 2026 — confirmed against the publisher |
| au.whm.rates.2025-26 No tax-free threshold. Applies to subclass 417 and 462 holders who are foreign residents, or Australian residents who are not from a non-discrimination article country. | 1 Jul 2025 – 30 Jun 2026 | 23 Aug 2026 | ATO, page last updated 1 Jun 2026 — confirmed against the publisher |
| au.whm.rates.2026-27 The ATO had not published a 2026–27 working holiday maker table as at 25 Aug 2026, although the 2026–27 resident brackets were published on 13 Aug 2026. This carries the 2025–26 table forward unchanged and must be re-checked when the ATO publishes. | 1 Jul 2026 – 30 Jun 2027 | 23 Aug 2026 | ATO 2025-26 table carried forward; 2026-27 not yet published (secondary) |
IRD7 records
| Record | Applies | Read | How |
|---|---|---|---|
| nz.acc.2025-26 IRD — ACC earners’ levy rates | 1 Apr 2025 – 31 Mar 2026 | 31 Aug 2026 | IRD — ACC earners’ levy rates, row "1 April 2025 to 31 March 2026" — confirmed against the publisher |
| nz.acc.2026-27 GST-inclusive, as deducted by payroll. Rises to 1.83% from 1 Apr 2027. | 1 Apr 2026 – 31 Mar 2027 | 31 Aug 2026 | IRD — ACC earners’ levy rates, row "1 April 2026 to 31 March 2027" — confirmed against the publisher |
| nz.esct.2026-27 Thresholds took effect 1 April 2025 and are unchanged for 2026-27. | 1 Apr 2026 – 31 Mar 2027 | 31 Aug 2026 | IRD — ESCT threshold table, all five bands read off the page — confirmed against the publisher |
| nz.kiwisaver.2026-27 Default rose 3% → 3.5% on 1 Apr 2026; scheduled 4% from 1 Apr 2028. 3% is no longer a rate a member can simply pick: it is available only through a temporary rate reduction, granted for three months to a year, and the employer MAY drop to 3% as well but is not required to. | 1 Apr 2026 – 31 Mar 2027 | 31 Aug 2026 | IRD — KiwiSaver employee contributions; temporary rate reduction; employer contributions to KiwiSaver — confirmed against the publisher |
| nz.kiwisaver.government-contribution Rate and maximum both changed on 1 July 2025 (25c per $1, capped at $260.72; previously 50c and $521.43) and an income test was added. Members aged 16 and 17 now qualify. | 1 Jul 2025 | 23 Aug 2026 | IRD, "Getting the KiwiSaver government contribution" — confirmed against the publisher |
| nz.paye.2026-27 Unchanged from 2025-26. No tax-free threshold. | 1 Apr 2026 – 31 Mar 2027 | 23 Aug 2026 | IRD specification §2.6 — confirmed against the publisher |
| nz.student-loan.2026-27 The 12% applies to every dollar over the threshold, and to every dollar of a secondary job with no threshold at all. | 1 Apr 2026 – 31 Mar 2027 | 31 Aug 2026 | IRD — repaying my student loan when I earn salary or wages — confirmed against the publisher |
privatehealth.gov.au5 records
| Record | Applies | Read | How |
|---|---|---|---|
| au.phi.lhc privatehealth.gov.au — Lifetime Health Cover | 1 Jul 2026 | 31 Aug 2026 | privatehealth.gov.au — Lifetime Health Cover — confirmed against the publisher |
| au.phi.median-premium No primary source publishes a median basic hospital premium. Resolving this requires choosing a defensible basis — a named policy, a state, an age band — and citing it, which is a product decision rather than a lookup. | 1 Jul 2026 | 22 Aug 2026 | docs/VERIFIED-RATES-2026-08.md (secondary; needs primary confirmation) |
| au.phi.rebate.2025-07-01 privatehealth.gov.au — rebate | 1 Jul 2025 – 31 Mar 2026 | 23 Aug 2026 | privatehealth.gov.au rebate table — confirmed against the publisher |
| au.phi.rebate.2026-04-01 Rebate Adjustment Factor 0.993, PHI Circular 12/26. | 1 Apr 2026 – 30 Jun 2026 | 23 Aug 2026 | privatehealth.gov.au rebate table — confirmed against the publisher |
| au.phi.rebate.2026-07-01 Same percentages as 1 Apr 2026; the income thresholds move to the 2026-27 set. The 1 Apr 2027 rates are announced in early 2027 and are not yet knowable. | 1 Jul 2026 – 31 Mar 2027 | 23 Aug 2026 | privatehealth.gov.au rebate table — confirmed against the publisher |
SRO Victoria2 records
| Record | Applies | Read | How |
|---|---|---|---|
| au.duty.vic.ppr Applies to a dutiable value up to $550,000 where the buyer moves in within 12 months and lives there 12 straight months. Available to anyone, not only first home buyers; the page states no residency condition. Concessional scale: $2,870 plus 5% above $130,000 to $440,000, then $18,370 plus 6% above $440,000. | 1 Jul 2026 | 26 Aug 2026 | SRO Victoria, page updated 24 Jun 2026 — confirmed against the publisher, both worked examples recomputed |
| au.duty.vic.transfer Unchanged for contracts entered into on or after 1 July 2021. The $960,000–$2,000,000 band is a flat 5.5% of the whole dutiable value, not of the excess. A premium rate applies above $2,000,000. Foreign purchasers pay an additional 8%, which this build does not compute. | 1 Jul 2021 | 26 Aug 2026 | SRO Victoria, page updated 10 Jul 2026 — confirmed against the publisher, all five bands matched |
Queensland Revenue Office1 record
| Record | Applies | Read | How |
|---|---|---|---|
| au.duty.qld.transfer Unchanged since 21 September 2012. Duty is charged per $100 "or part of $100", so the part of the value above the band floor is rounded up to the next $100 before the rate is applied. Home concession rates are separate. Foreign acquirers pay an additional 8%, which this build does not compute. | 21 Sep 2012 | 26 Aug 2026 | Queensland Revenue Office, page last updated 25 Jun 2026 — confirmed against the publisher, all five bands matched |
Revenue NSW1 record
| Record | Applies | Read | How |
|---|---|---|---|
| au.duty.nsw.transfer Sliding scale from $1.25 per $100 to $5.50 per $100 over $1,290,000, with a $20 minimum. Premium property duty from $3,870,000 at $194,137 plus $7.00 per $100, and it applies to residential land only. | 1 Jul 2026 | 26 Aug 2026 | Revenue NSW, page last updated 19 Aug 2026 — confirmed against the publisher, all seven bands matched |
RevenueSA1 record
| Record | Applies | Read | How |
|---|---|---|---|
| au.duty.sa.transfer RevenueSA publishes this table without an effective date, so it is held for 2026-27 only. First home buyer relief is uncapped but applies only to a NEW home or vacant land to build on — an established home attracts full duty, which is the reverse of the eastern states. Foreign buyers pay an additional 7%. | — | 30 Aug 2026 | RevenueSA, read 30 Aug 2026, and independently reproduced at ten prices by the SA.GOV.AU property transfer fee calculator |
RevenueWA1 record
| Record | Applies | Read | How |
|---|---|---|---|
| au.duty.wa.transfer The general rate has applied to residential and commercial land since 1 July 2022. First home buyers are charged a SEPARATE rate rather than a discount on this one: nil to $600,000, then $16.15 per $100 to $800,000 for transactions from 7 May 2026. Foreign buyers pay an additional 7%. | 1 Jul 2022 | 29 Aug 2026 | RevenueWA, read 29 Aug 2026 — general rate, all five bands |
Services Australia1 record
| Record | Applies | Read | How |
|---|---|---|---|
| au.rhca.members Eleven countries. Visitors from New Zealand and Ireland do not enrol and receive no Medicare card: public hospital and PBS only, and no MBS access unless they hold a green card. NZ citizens staying over six months may become eligible to enrol, which is why NZ is broad and Ireland restricted. | 1 Jul 2026 | 31 Aug 2026 | Services Australia — about reciprocal health care agreements, plus the Ireland and New Zealand country pages — confirmed against the publisher |
Stamp Duty Act 1978 (NT), Schedule 1 clause 1(2)1 record
| Record | Applies | Read | How |
|---|---|---|---|
| au.duty.nt.transfer The only jurisdiction that publishes a formula rather than a table. Below $525,000 duty is D = 0.06571441V squared + 15V, where V is one thousandth of the dutiable value. Above it the rate is a flat percentage of the WHOLE value — 4.95%, then 5.75% at $3,000,000 or more, then 5.95% at $5,000,000 or more — so duty jumps at each threshold rather than sliding. The NT charges no foreign purchaser surcharge. A Territory home owner discount also existed, worth up to $18,601 below a $650,000 threshold. It is still printed as section 89AAB of the Act, which makes it look current, but section 88A caps the whole Division at conveyances first executed on or before 30 June 2021 — so it has been closed for five years and is not applied here. It is worth knowing for one group only: section 89AAB(3) lets the Commissioner reassess duty out of time in order to grant it, so someone who bought between 8 February 2019 and 30 June 2021 and never claimed it can still ask the Territory Revenue Office. | — | 30 Aug 2026 | NT Legislation, Stamp Duty Act 1978 reprint REPS013 read 30 Aug 2026 — Schedule 1 clause 1(2) |
State Revenue Office Tasmania1 record
| Record | Applies | Read | How |
|---|---|---|---|
| au.duty.tas.transfer Applies to transactions on or after 21 October 2013, assessed on the greater of unencumbered value or price paid. The first band is a flat $50 rather than a rate, the only one of its kind on the eight tables. Tasmania's first home exemption for established homes sunset on 30 June 2026 and has not been replaced. Foreign buyers pay an additional 8%. | 21 Oct 2013 | 29 Aug 2026 | SRO Tasmania, read 29 Aug 2026 — all seven bands |
Taxation Administration (Amounts Payable1 record
| Record | Applies | Read | How |
|---|---|---|---|
| au.duty.act.transfer The ACT does not set its rates in the Duties Act; they are remade by determination each year, and this one commenced 1 July 2026. These are the Table 2 rates. An eligible owner occupier is charged the whole of Table 1 instead, which is not a first home test. Above $1,455,000 the rate is a flat $4.54 per $100 of the WHOLE amount, so duty falls as a price crosses that threshold. The ACT charges no foreign purchaser surcharge on conveyance duty; its foreign ownership surcharge is a land tax. | 1 Jul 2026 | 30 Aug 2026 | ACT Legislation Register, DI2026-155 read in full 30 Aug 2026 — Tables 1, 2 and 3 |