Stamp duty compared
The same $750,000 house, in every state and territory.
Transfer duty is a state tax, so an interstate move changes the bill without changing the house. Every figure below is computed by the calculator's own engine on the 2026–27 schedules, and includes the registration fees most comparisons leave out.
Work out your own price and answers →
A first home buyer, established home
This is where the jurisdictions diverge most, because relief is what separates them rather than the rates.
| Jurisdiction | Duty | Relief | Fees | At settlement | vs cheapest |
|---|---|---|---|---|---|
| NSW New South Wales | $27,937 | −$27,937 | $365.46 | $365.46 | — |
| ACT Australian Capital Territory | $19,208 | −$19,208 | $657 | $657 | +$291.54 |
| QLD Queensland | $26,775 | −$13,388 | $3,150 | $16,537 | +$16,171.54 |
| WA Western Australia | $29,741 | −$5,516 | $600.20 | $24,825.20 | +$24,459.74 |
| TAS Tasmania | $28,935 | $0 | $424.34 | $29,359.34 | +$28,993.88 |
| NT Northern Territory | $37,125 | $0 | $362 | $37,487 | +$37,121.54 |
| VIC Victoria | $40,070 | $0 | $1,989.20 | $42,059.20 | +$41,693.74 |
| SA South Australia | $35,080 | $0 | $7,722 | $42,802 | +$42,436.54 |
On a $750,000 established home, South Australia costs $42,436.54 more at settlement than New South Wales — the same house, the same buyer, the same day.
An owner-occupier who has bought before
No first home relief anywhere — but Victoria and the ACT still charge an owner-occupier on a different scale from an investor.
| Jurisdiction | Duty | Relief | Fees | At settlement | vs cheapest |
|---|---|---|---|---|---|
| ACT Australian Capital Territory | $19,208 | $0 | $657 | $19,865 | — |
| NSW New South Wales | $27,937 | $0 | $365.46 | $28,302.46 | +$8,437.46 |
| TAS Tasmania | $28,935 | $0 | $424.34 | $29,359.34 | +$9,494.34 |
| QLD Queensland | $26,775 | $0 | $3,150 | $29,925 | +$10,060 |
| WA Western Australia | $29,741 | $0 | $600.20 | $30,341.20 | +$10,476.20 |
| NT Northern Territory | $37,125 | $0 | $362 | $37,487 | +$17,622 |
| VIC Victoria | $40,070 | $0 | $1,989.20 | $42,059.20 | +$22,194.20 |
| SA South Australia | $35,080 | $0 | $7,722 | $42,802 | +$22,937 |
On a $750,000 established home, South Australia costs $22,937 more at settlement than Australian Capital Territory — the same house, the same buyer, the same day.
An investor
The rates alone, with no relief in any jurisdiction. The spread here is the spread of the scales themselves.
| Jurisdiction | Duty | Relief | Fees | At settlement | vs cheapest |
|---|---|---|---|---|---|
| ACT Australian Capital Territory | $22,200 | $0 | $657 | $22,857 | — |
| NSW New South Wales | $27,937 | $0 | $365.46 | $28,302.46 | +$5,445.46 |
| TAS Tasmania | $28,935 | $0 | $424.34 | $29,359.34 | +$6,502.34 |
| QLD Queensland | $26,775 | $0 | $3,150 | $29,925 | +$7,068 |
| WA Western Australia | $29,741 | $0 | $600.20 | $30,341.20 | +$7,484.20 |
| NT Northern Territory | $37,125 | $0 | $362 | $37,487 | +$14,630 |
| VIC Victoria | $40,070 | $0 | $1,989.20 | $42,059.20 | +$19,202.20 |
| SA South Australia | $35,080 | $0 | $7,722 | $42,802 | +$19,945 |
On a $750,000 established home, South Australia costs $19,945 more at settlement than Australian Capital Territory — the same house, the same buyer, the same day.
Why the totals differ by more than the rates do
Three things move the number, and only the first is the scale.
- Relief is a different shape in every jurisdiction. A taper in New South Wales and Victoria, a stepped discount in Queensland, a separate concessional rate in Western Australia, an uncapped exemption in South Australia that applies only to a new home, a flat exemption in the ACT, and none at all in Tasmania since 30 June 2026.
- Two jurisdictions charge an owner-occupier on a different scale. Victoria and the ACT, and neither is a first home test — someone who has bought before still gets it.
- Registration fees are not small and not fixed. They run from $362 in the Northern Territory to $7,722 in South Australia on this purchase. Half the offices charge them on the price.
Where every rate came from
One source per jurisdiction, with the date it was read. Two revenue offices refuse automated requests and the ACT does not publish its rates in its Duties Act at all, so for those the instrument itself is cited.
- NSW Revenue NSW — How to calculate transfer duty read 26 August 2026
- VIC SRO Victoria — Land transfer duty, non-principal place of residence (current rates) read 26 August 2026
- QLD Queensland Revenue Office — Transfer duty rates read 26 August 2026
- WA RevenueWA — transfer duty assessment read 29 August 2026
- SA RevenueSA — rate of stamp duty read 30 August 2026
- TAS State Revenue Office Tasmania — rates of duty read 29 August 2026
- ACT Taxation Administration (Amounts Payable—Duty) Determination 2026 (DI2026-155) read 30 August 2026
- NT Stamp Duty Act 1978 (NT), Schedule 1 clause 1(2) read 30 August 2026
What this does not include
Foreign purchaser surcharge, which applies in six of the eight and is charged separately. Land tax, which is annual rather than due at settlement. Legal fees, inspections and lender charges, which are not government charges at all. And every eligibility test behind the relief above — the calculator asks for those.